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Hello! Just starting out


Hi fellow members,

New to the business as I'm only training right now, done basic courses in the past and about to start AAT Level 2 Certificate in Bookkeeping via distance learning. Start at the end of the month and really excited! 

I have an addiction to buying stationery and wondered what might be handy for my course? lol!

Look forward to connecting with everyone.

Thanks



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Master Book-keeper

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I just did you a message on your other post and asked you some Qs.  (we crossed in the post!)

Welcome.

Calculator is the only thing and a basic one as a lot of the AAT exam centres will not allow scientifc calcs.

Who are you with for your training?

 

edited re grammar



-- Edited by Cheshire on Wednesday 17th of May 2017 06:21:29 PM

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Joanne  McCormick

Fallows  Hall  Ltd

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Winner of Bookkeeper of the Year 2016

Thoughts are my own and not to be regarded as official advice, which should be sought from a suitably qualified Accountant.



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Hi Joanne, lol yes, I just replied to that message before reading this one! Thank you for your advice, it's so lovely having a forum where I can be myself. The industry I was in before was so cloak and dagger!

I was really lucky that I found my course on Groupon before I purchased it, I did thoroughly check it was the correct one and that they were legit. I called them as I know Groupon usually has a load of c#ap. If anyone's interested its only £99 www.groupon.co.uk/deals/ncg

By the way, well done on winning 2 years in a row, you must be ace!

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I forgot to mention that I do want to become a self-employed bookkeeper and I still have time to refund on this course as I'm on the usual 14 day cooling off period if you think there's a better route?

I do worry how I will get the experience as I don't wish to be employed.

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Master Book-keeper

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Hi Louisa
There is enough cloak and dagger with HMRC, without having it on here biggrin

ive just tried to take a look at the course you have bought, seems ok on the face of it, except that I cannot see what happens with the exam fee.

not one I've checked out with the AAT but I'm not sure of the status of this qualification now that the AAT have brought out their bookkeeping certificate/practice licence which is available after the completion of level 3 accounting. 

The att accounting at level 2 and 3 is for bookkeepers. Confusing I know. I would suggest that by completing to level 3 would be more likely to get you a role in an Accountancy practice or would better prepare you for working for a company in say a small accounts department. (Level 2 Accounting and level 2 bookkeeping might restrict you to purchase and sales ledger only type roles, which you may find are exactly what you want, although dare I suggest, you may become bored with fairly quickly (I know I would!)

Given you have 14 days I would be tempted to have a route around the AAT site and see what you think.

Thanks on the awards front...still pinching myself from the first one! 





-- Edited by Cheshire on Thursday 18th of May 2017 12:34:47 AM

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Joanne  McCormick

Fallows  Hall  Ltd

Winner of Bookkeeper of the Year 2015

 
Winner of Bookkeeper of the Year 2016

Thoughts are my own and not to be regarded as official advice, which should be sought from a suitably qualified Accountant.



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Yes, I think I would get bored with only doing the basics too.

At least I know now that I can't operate as a self-employed bookkeeper until I finish level 3, it helps me prepare so thanks for that!

How did you get into this industry yourself?

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Hi,

When you say bookkeeping do you mean bookkeeping, or do you mean bookkeeping with tax?



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Johnny  - Owner of an overly-active keyboard. 

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Hi Louisa 

Welcome to the forum



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John 

 

 

 Any advice given is for general guidance and professional advice should be sought applicable to your circumstances.



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abacus12345 wrote:

Hi,

When you say bookkeeping do you mean bookkeeping, or do you mean bookkeeping with tax?


 Hmmm, not sure about that yet!

 

> Hi Leger, thank you

 



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Hi natterjack, fellow stationary addict here!

You'll need an infinite supply of sticky notes, and highlighters are also useful.
It's good to use different colours to mark invoices for a company that may have a lot of different branches/stores that need keeping separate - for eg one of my clients has around 10 retail stores each one with it's own electricity, rates, insurance, rent bills etc all with different account numbers, so having each one assigned a colour can be very helpful to find them quickly.

I also love using thin-tipped colourful pens (like the Staedtler fineliners) for reconciling bank accounts and marking a "p" on things which have been recorded. Noone else cares but it brightens up my day :)

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Faye


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natterjack wrote:

Yes, I think I would get bored with only doing the basics too.

At least I know now that I can't operate as a self-employed bookkeeper until I finish level 3, it helps me prepare so thanks for that!

How did you get into this industry yourself?


 Hi Louisa

Actually bookkeeper and Accountant are not protected professions so anyone can set up and call themselves such things with no qualifications, although it wouldn't be advisable. If you do want to have a professional body behind you then you do have to go through some exams and certainly if you are offering any kind of tax advice then getting appropriate exams behind you is key given the complexities of our lovely tax system. 

I did 28 years in banking and corporate finance, became a lady of leisure and sort of fell into this to pass the time whilst I was setting up another business and waiting for the long lead in time for product coming from China and because a friend of mine introduced me to someone who needed a 'bit of help' sorting their affairs out. That was my first client, about 5 years ago I think, and I've not stopped since. All good fun! (Mostly!)

Hope you enjoy your course and look forward to your questions and pondering so etc.



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Joanne  McCormick

Fallows  Hall  Ltd

Winner of Bookkeeper of the Year 2015

 
Winner of Bookkeeper of the Year 2016

Thoughts are my own and not to be regarded as official advice, which should be sought from a suitably qualified Accountant.



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If you could go back in time Joanne, would you have picked accountancy,or banking?

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Master Book-keeper

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Actually - Chemistry!

Or Law!

Dont make me choose - I cant!

I didnt choose banking, it chose me. Well sort of. I fancied this boy....!!

Actually I absolutely loved the Corporate Finance side, but when I did my Chartered Banking exams my two fave subjects were Accountancy and Law.

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Joanne  McCormick

Fallows  Hall  Ltd

Winner of Bookkeeper of the Year 2015

 
Winner of Bookkeeper of the Year 2016

Thoughts are my own and not to be regarded as official advice, which should be sought from a suitably qualified Accountant.



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Ah Chemistry - fine subject.

Double 'Ah' a boy...tut tut lol :)

Well I'd say, aside from Chemistry, you've a good mixture of all now!

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Master Book-keeper

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abacus12345 wrote:

Ah Chemistry - fine subject.

Double 'Ah' a boy...tut tut lol :)

Well I'd say, aside from Chemistry, you've a good mixture of all now!


 I have my Chemistry set on the desk beside me, lol.

Actually its not that long ago since I got involved in that again - helped my son with his Chemistry A level when he told me three days prior to his exam that he had done no revision. 16 hour revision days x 3 and he got in to do Chemistry at Uni.  Mind you he finished uni a while ago and he doesnt do Chemistry any more neither!



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Joanne  McCormick

Fallows  Hall  Ltd

Winner of Bookkeeper of the Year 2015

 
Winner of Bookkeeper of the Year 2016

Thoughts are my own and not to be regarded as official advice, which should be sought from a suitably qualified Accountant.



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Cheshire wrote:

I didnt choose banking, it chose me. Well sort of. I fancied this boy....!!


I fancied my teacher, but it didn't make me want to go into teaching  biggrinbiggrinbiggrin

Actually she was lovely, and I had the real hots for her. Even today, her name is one of the answers when logging into my online banking. How sad is that!!!!!



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Haha... I fancied one a few of my teachers, as well.

However, you shouldn't have mentioned that your teacher is one of your security answers!

 



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Vince M Hudd - Soft Rock Software

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Yes, I sense some social engineering in the future - lol.

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VinceH wrote:

Haha... I fancied one a few of my teachers, as well.

However, you shouldn't have mentioned that your teacher is one of your security answers!


No one but me knows her name was Sally, and no one but me knows that I bank with Santander.



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Love it!

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Master Book-keeper

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You lot make me chuckle giggle.gif



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Joanne  McCormick

Fallows  Hall  Ltd

Winner of Bookkeeper of the Year 2015

 
Winner of Bookkeeper of the Year 2016

Thoughts are my own and not to be regarded as official advice, which should be sought from a suitably qualified Accountant.



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"No one but me knows her name was Sally, and no one but me knows that I bank with Santander."

Well, if nobody knows those two factoids, that's okay then! (You can rest assured I won't tell anyone).

But being serious, it's not that simple - Johnny provided half the reason why when he mentioned social engineering, and the other half is good old fashioned research. Even snippets of information posted in disparate places can be pieced together by someone prepared to put the effort in.

For example, immediately after typing the above paragraph, it took me five seconds to learn what school and college you attended, and when. That just narrowed down the answer to the security question massively; the next step would be to research the school staff during that period, and a little more elimination and narrowing down could take place.

Social engineering is trivially easy when you know how to do it.

By the way, what would your stage name be if you were a1970s glam rock star? You take the name of your first pet, and follow it by your star sign...



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Vince M Hudd - Soft Rock Software

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VinceH wrote:

"No one but me knows her name was Sally, and no one but me knows that I bank with Santander."

 

For example, immediately after typing the above paragraph, it took me five seconds to learn what school and college you attended, and when.   Stalker! lol wink  I have one of those - dated a guy back in 1994 who looked me up a few months ago!  

By the way, what would your stage name be if you were a1970s glam rock star? You take the name of your first pet, and follow it by your star sign...  Thumper Gemini.    


 Hilarious!  biggrinNo nothing in this post features in my passwords.



-- Edited by Cheshire on Friday 19th of May 2017 03:02:50 PM

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Joanne  McCormick

Fallows  Hall  Ltd

Winner of Bookkeeper of the Year 2015

 
Winner of Bookkeeper of the Year 2016

Thoughts are my own and not to be regarded as official advice, which should be sought from a suitably qualified Accountant.



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VinceH wrote:

"No one but me knows her name was Sally, and no one but me knows that I bank with Santander."

Well, if nobody knows those two factoids, that's okay then! (You can rest assured I won't tell anyone).

But being serious, it's not that simple - Johnny provided half the reason why when he mentioned social engineering, and the other half is good old fashioned research. Even snippets of information posted in disparate places can be pieced together by someone prepared to put the effort in.

For example, immediately after typing the above paragraph, it took me five seconds to learn what school and college you attended, and when. That just narrowed down the answer to the security question massively; the next step would be to research the school staff during that period, and a little more elimination and narrowing down could take place.

Social engineering is trivially easy when you know how to do it.

By the way, what would your stage name be if you were a1970s glam rock star? You take the name of your first pet, and follow it by your star sign...


Oooops that's a fair point, but I'm 100% certain that you'll not be able to find the name of the teacher (and there were only two female teachers when I attended between 1972-77)  Obviously I've now changed that answer but having found the name of the teacher, you then have to find out which bank it is (I actually bank with 3 across personal and business) and then you need the log in for that particular bank in it's entireity, and the multi choice question is only a small part of that log in (so the teacher one may or may not come up) Even if you've got as far as knowing the teachers name, getting to that multi-choice question and getting the teacher option, you then have to know how I've actually entered it. 

As an aside, I got a phone call a few weeks ago asking me to confirm if I was a customer of a certain bank, I replied that I was (I wasn't but it made me chuckle) and the caller ended the call.  Been waiting ever since for someone to phone me from said branch telling me there's been a breach on my account and they need my debit card, or details thereof.  They haven't as yet, but I was really looking forward to having fun with that one.

By the way, what would your stage name be if you were a1970s glam rock star? You take the name of your first pet, and follow it by your star sign...

Like it, but you're not getting two of my other answers!!! 

Only joking - it's either Tara Virgo or Benji Virgo.  We had 3 dogs in total, but I can't remember in what order, and I can't remember the name of the other dog.  Although I'm certain Tara and Benji were the first two.

None of that information is related to any password I use.

 



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Or even a asking someone for a four digit code is likely to throw up DDMM of their DOB or even a bank pin code.

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"Oooops that's a fair point, but I'm 100% certain that you'll not be able to find the name of the teacher"

Maybe, maybe not - I've never had reason to look into school information, so I don't know what official records are maintained in (say) local education authority offices, and how accessible to the public they are. However, consider that until a few years ago there was a brilliant resource online for this that was largely populated with information provided by students and ex staff themselves - Friends Reunited. There may be other sites aiming to do similar things out there - or which could appear in future.

Even Facebook - I have a new(ish) account that I don't use, but when I did allow my time to be wasted on that site with my old, long since deleted account, there was a 'group' for my old school (and I think you could generally set your school and look for people who also went and/or worked there) - so that's another potential resource.

This is what I meant by information in disparate places.

"(and there were only two female teachers when I attended between 1972-77)"

I would say you've narrowed it down still further - but if someone was actually doing the legwork, they'd probably find that anyway - so all they then need to do is find pictures of them, and decide which one was Hotty McHotstuff, and which one was Buttugly McSourface. Or not; at this point it's 50/50 - so if they've found their names, they now have pretty good odds. Obviously those odds are still affected by things like how you've entered them; first name, last name, both, substitutions, etc - but like I said, it's all about narrowing down.

The pet name is fun - it not only gives you the answer to one common security question, but can potentially lead to the answer to another (which I've seen much less often - thankfully), because some names are more commonly used for some types of animal - so Thumper (as given by Joanne); probably a kangaroo rabbit. Benji I would have guessed at a dog (but you've said it was so no need) - Tara I've never heard used as a pet name before, and I might have guessed at it being a clever play on words and gone for a tarantula!

Similarly, star signs: I don't think I've ever seen any site/organisation asking for that as a security question (and any that does would be somewhere to steer well clear of) - but some places do use your DoB as such. A star sign doesn't give that away, but it does narrow down the month to within two and the day to within about thirty.

Virgo? 23rd August to 22nd September - so a 22 in 31 chance that your birthday is in September.

And Gemini? 21st May to 20th June - so a 20 in 31 chance of a June birthday.

I've just looked at both your profiles and can see that the balance of probabilities paid off in your cases. However, that you've made your DoBs public sort of means it was a pointless exercise - but personally, I'd not have them publicly displayed!

Unless it is a legal requirement, I never give out my date of birth. If a website insists I put one in, it gets a false one. If I'm logged into such a site and happen to visit my profile settings, I sometimes change the date of birth if it lets me. If a site allows me to keep my (hopefully false) DoB hidden, it gets hidden. Etc. Etc. Etc.

This is one of the things I disliked about using Facebook - other people will reveal things about you that you choose not to reveal yourself. You can keep your DoB hidden, but that won't stop some twerp who knows you and when your birthday is from saying "Happy nnth, Vince!" on that day!

And, of course, questions like that glam rock one are/were prevalent on sites like Facebook, just as on usenet way back when - and probably on various forums as well. They are designed to get people to reveal potentially useful information. Also beware mathematical ones where you start off with something like your age, but follow a number of steps that lead to some other amazing result, which you reveal. The mathematical steps can be reversed. Oops.

Me? Paranoid? You betcha!

Edit: A paragraph break vanished.



-- Edited by VinceH on Friday 19th of May 2017 07:15:10 PM

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Vince M Hudd - Soft Rock Software

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VinceH wrote:

"Oooops that's a fair point, but I'm 100% certain that you'll not be able to find the name of the teacher"

Maybe, maybe not - I've never had reason to look into school information, so I don't know what official records are maintained in (say) local education authority offices, and how accessible to the public they are. However, consider that until a few years ago there was a brilliant resource online for this that was largely populated with information provided by students and ex staff themselves - Friends Reunited. There may be other sites aiming to do similar things out there - or which could appear in future.


 Only reason I'm confident is because I've looked for the lady concerned both connected with the school and her home town, and the only reference I could find was a newspaper article dating some years back (no connection to her teaching)  The reason I looked her up is some months ago I had a very strange dream in which I was in contact with her and she died. It was that vivid I even checked the online obituary columns for a couple of months.

Friends Reunited - I was on that, found a couple of lads from the school, one I knew, one I didn't, but no teachers appeared.

You raise some interesting concerns Vince, and I'm grateful for that, because I wasn't fully aware of how social engineering could be used for nefarious purposes.



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"The reason I looked her up is some months ago I had a very strange dream in which I was in contact with her and she died. It was that vivid I even checked the online obituary columns for a couple of months."

Perhaps you should have checked in the other direction - working backwards. It's possible that the dream was triggered by you already having seen some reference to her death but not consciously registering it. Your subconscious then threw it into a dream.

"Friends Reunited - I was on that, found a couple of lads from the school, one I knew, one I didn't, but no teachers appeared."

Am I misremembering (from only yesterday!) - when I looked, I think I established that your school was very small. If so, this may be a factor.

I was on Friends Reunited, and there were teachers from my old school. One of them even kindly pointed out to me that I was wrong about something - it was just like being at school again! :)

"I wasn't fully aware of how social engineering could be used for nefarious purposes."

When it's called social engineering, it is being used for nefarious purposes!

The problem is spotting that something that might otherwise appear to be 'a bit of fun' is in fact social engineering in disguise - so I choose to err on the side of paranoia caution.



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Vince M Hudd - Soft Rock Software

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VinceH wrote:

"The reason I looked her up is some months ago I had a very strange dream in which I was in contact with her and she died. It was that vivid I even checked the online obituary columns for a couple of months."

Perhaps you should have checked in the other direction - working backwards. It's possible that the dream was triggered by you already having seen some reference to her death but not consciously registering it. Your subconscious then threw it into a dream.

"Friends Reunited - I was on that, found a couple of lads from the school, one I knew, one I didn't, but no teachers appeared."

Am I misremembering (from only yesterday!) - when I looked, I think I established that your school was very small. If so, this may be a factor.


More than likely a factor, yes, it was a residential school for 50 boys.  It was a good school, and I loved being there.

Subconcious kicking in?  May well be.



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